Click your funding type below. Available options connect you directly with our funding network. Coming soon options capture your email so we notify you when they launch.
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How It Works
1
Select your funding type
Choose what kind of capital you need. Takes 30 seconds. No commitment required to see your options.
2
Complete the application
Fill out our simple form. We connect you with the right funding partners based on your business profile — one application opens multiple options.
3
Get funded
Receive your offer, review terms, and get funded. CIN members receive a $250 bonus once your loan closes.
🎁 CIN Members Get a $250 Funding Bonus
Already part of the City Insider Network ecosystem? When you get funded through our funding network, you receive a $250 bonus on top of your funding. It's our way of saying thank you for being part of the network.
Choose how you want it
💵
$250
Cash Back
Paid via check or direct deposit within 60 days of your loan funding and closing
🎯
$250
CIN Credit
Applied toward your next postcard campaign, directory listing, sponsorship, or any CIN service — applied within 60 days of funding — never expires once credited
Eligibility Requirements
Must have completed at least one paid postcard advertising campaign with City Insider Network
Must have an active paid CIN subscription at the time funding closes — directory listing minimum $25/month, postcard campaign, sponsorship, or any CIN service
One bonus per business per 12-month period
Bonus is paid after the loan officially funds and closes
Cash bonuses processed within 60 days of funding confirmation
Credit bonuses apply immediately upon funding confirmation and never expire
Ready to Apply?
Answer 3 quick pre-qualification questions — no credit check required to get started. Takes under a minute.
CIN members — your $250 bonus eligibility is confirmed during the application process.
Frequently Asked Questions
Does applying affect my credit score?
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Getting started does not require a hard credit pull. A hard inquiry only occurs if you proceed to a formal application with a specific lender and give your consent at that stage.
How fast can I get funded?
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Same-day approval is possible for working capital and merchant cash advance products. Most applicants receive a decision within 24 to 48 hours. Funding typically follows within 1 to 3 business days after approval.
What are the requirements to qualify?
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Requirements vary by product. Most working capital options require a minimum of 6 months in business and at least $10,000 in monthly revenue. Equipment financing and lines of credit may have different requirements. We match you to the options you qualify for.
How does the $250 CIN Member Bonus work?
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When your loan officially funds and closes, City Insider Network pays you a $250 bonus from our commission. You choose cash back (check or direct deposit within 60 days) or $250 CIN credit toward any CIN service (applied immediately). Eligibility requires an active CIN subscription and at least one completed postcard campaign.
Do I have to be a CIN advertiser to apply for funding?
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No. Funding is available to any local business. The $250 bonus is exclusive to active City Insider Network members, but the funding itself is open to all.
Who provides the funding?
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City Insider Network works with trusted funding partners that specialize in fast, flexible business funding. Funding decisions and terms come from our partner network — CIN connects you to the right option based on your needs.
City Insider Network partners with trusted funding companies to provide funding access to local businesses. We may receive compensation from our funding partners when businesses successfully fund through this page. The $250 CIN Member Funding Bonus is paid by City Insider Network to eligible CIN members from our commission. This does not affect the rates or terms offered to you by our funding partners. All funding decisions are made by the lender. City Insider Network is not a lender and does not make credit decisions.
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A well-funded local business is a stronger community partner.
— City Insider Network · Atlanta Metro Community Media
